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What algorithm does Jiwa uses to generate the BPay reference number

What algorithm does Jiwa uses to generate the BPay reference number

Jul 03, 2017

Question

The BPay reference number is populated automatically and is not editable.  How is that calculated?

 

Answer

It uses the MOD10V01 (aka Luhn 10) algorithm. It is simply the account number plus the check digit.  More information can be found at http://en.wikipedia.org/wiki/Luhn_algorithm